Guide to Writing a Will
Today, making a Will is easier and more accessible than ever. With the rise of online platforms, creating or updating a Will no longer requires a lawyer or a formal office visit. These tools are designed for people of all ages, but are especially convenient for tech-savvy millennials who want to ensure their wishes are documented—quickly, securely, and from the comfort of home.
No matter your age, assets, or family situation, having an up-to-date Will brings peace of mind—for you and the people you love. A Will isn’t just about finances; it’s a lasting act of care. It ensures your wishes are clear and your loved ones are supported, easing their burden during what will already be a difficult time. It’s one of the most meaningful gifts you can leave behind.
Thinking about creating a will can be overwhelming, but we hope the following guide can help you start planning for the future.
What are your options for creating a Will?
There are generally three ways to create a Will:
1) handwriting a Will
2) hiring a lawyer
3) using an online software or app
A handwritten Will (holographic Will) is common enough. It is often used in emergency situations, such as when the writer, known as the testator, is near death or alone.
Hiring a lawyer is the traditional choice for Wills and estate planning. However, if the majority of the testator’s needs are generally simple, the added cost and hassle of multiple in-person meetings may not be worth it. The more complex your estate, the more you may benefit from legal advice given by your attorney.
An Online Will writing service or app is an option many people haven’t considered. It is much more affordable and less complex than you’d expect. For the majority of estate requirements, online apps or software are an effective and budget-savvy way to create a Will and plan for the future.
When Should You Create Your First Will?
There’s never a wrong time to create your first Will, but certain life events should definitely prompt you to create—or update—it. Generally, if you’ve accumulated anything of value, whether it’s property, savings, or sentimental items, it’s worth including in a Will. Starting early, even at the beginning of your career, is a smart step toward long-term peace of mind.
Some key moments that should prompt you to create or revisit your Will include:
Marriage or Common-Law Partnership
Ensure your spouse or partner is legally recognized as your beneficiary. In many provinces, common-law partners don’t automatically inherit, so making your wishes clear is essential.
Buying a Home
Owning property is a major milestone. A Will ensures it’s passed on according to your wishes.
Becoming a Parent (by birth or adoption)
Wills are crucial for naming guardians and securing your children’s future. Many parents also consider life insurance at this stage to provide additional support.
Illness or the Death of a Loved One
Experiencing a loss or serious diagnosis is often a wake-up call. Creating or updating your Will can be a way to protect your own loved ones from unnecessary stress down the road.
How—and When—Should You Update Your Will?
Every time you create a new Will, the previous version becomes invalid—so it’s important to stay up to date.
If you created your Will with a lawyer, you’ll need to schedule another meeting to make changes. However, if your needs are straightforward, online Will platforms make updates easy and often free. You can simply log in and revise your Will whenever your circumstances change.
Many couples now review their estate plans once a year, checking for updates needed due to life events—like the ones listed above.
What Else Should You Consider When Making a Will?
Beyond protecting loved ones, your Will can also reflect your values. Including a charitable gift—no matter how small—can create a legacy that lives on.
Even leaving 1% of your estate to a cause you care about can have a powerful impact. For example, if your estate is worth $500,000, a 1% gift becomes $5,000—often more than people give in their lifetime.
It’s entirely your choice, but many people find meaning and empowerment in knowing they’ll make a difference even after they’re gone.
You can learn more about supporting United Way BC through Legacy Giving here: Support United Way British Columbia in your Will. | Willfora
Should You Tell Your Family About Your Will?
Yes. It’s important to talk openly with your loved ones about your Will, especially with your chosen executors or guardians. These conversations might feel uncomfortable, but they can prevent confusion and stress later. The clarity you provide today will be a gift to your family tomorrow.
Where Should You Store Your Will?
Having a Will is only part of the process—you also need to store it safely and accessibly. Your executor must be able to find it when the time comes.
Here are four safe storage options:
1. At Home
Use a locked safe or fireproof box. Believe it or not, some even store Wills in the freezer—it’s one of the last places to burn in a fire!
2. With Your Lawyer
Many lawyers offer Will storage. It may come with a fee, but it’s secure and easy for your executor to access.
3. At the Bank
A safety deposit box offers strong security, but your executor will need a key and legal documentation to access it.
4. With Your Executor
Some people give their original Will directly to their executor. If you go this route, make sure you both agree on where and how it’s stored—and remember to retrieve it if your executor predeceases you.
A Note on Online Wills
Online Wills are a convenient option for those with simple estates. But remember: they only become legally valid once printed and signed in front of two witnesses. Digital copies stored online are not enough. Make sure the physical, signed document is stored safely—and your executor knows where to find it.
Final Thoughts
Creating and maintaining a Will is one of the most thoughtful things you can do for the people you care about. While you won’t be there to see it used, your loved ones will thank you for the clarity, protection, and peace of mind it brings. A Will is more than just a legal document—it’s a final act of love.
Help us understand and fulfill your wishes
Creating a legacy for the future can be a very personal decision, and we want to honour that. We also want to help you achieve the impact you desire for your legacy, so it can be helpful to know about your wishes. Letting us know about your intentions doesn’t mean you cannot change your mind about your gift. You are always free to make changes to your plans. And rest assured, we value your privacy and never share your personal information.
We’d also really love to thank you for being someone who cares so deeply about helping others across the province.
To tell us about your wishes, contact:
Peter Ko
Planned Giving Manager
604.268.1343 (Direct)